Over the past decade, cars have been engineered to meet various safety standards and use innovative technologies. The result is vehicles requiring expensive parts for common functions, and highly trained technicians to perform the repairs. Sometimes, this results in a total loss of the car, causing you to start over with a new vehicle. We at Fuqua Insurance Agency in Tallahassee, FL, are here to help you understand why this happens.
Sometimes Minor Damage Conceals Bigger Problems
Modern vehicles are designed to withstand the impact of an accident while protecting the occupants from serious injuries. A low-speed accident can damage the car panels and transaxle, issues that seem to be easily fixed. Yet, an insurance adjuster can decide that the car needs to be totaled. It’s not an ideal outcome, but there is a good reason why the adjuster made this decision.
Car Value Vs. Repair Costs
The issue is that newer cars are built using sensors, cameras, and various control modules to aid and control how a vehicle is operated. These items and others typically need replacing after an accident, which adds to the cost of repairs. That means a car with minor sheet metal and suspension damage costs more to fix than its current value. This results in the adjuster totaling the car.
Call Us Today to Talk to Us About Auto Insurance
At Fuqua Insurance Agency, we’re happy to talk to you about your auto insurance needs and find you a policy you can be happy with. Give us a call at our Tallahassee, FL office to speak to an agent and discuss the different types of auto insurance policies. We’ll go over what you can expect from your policy, what to do after an accident, and how insurance companies handle claims.
