If your insurance policy provides loss-of-use coverage, you will be reimbursed for the cost of food, lodging, and other essentials. Review how loss of use coverage works. Then, consult with a Fuqua Insurance agency representative. We will assist you with filing a condo insurance claim in Tallahassee, FL.
Loss Of Use
Loss of use refers to any time when you cannot safely occupy your residence. The list below outlines some situations that may make your condo uninhabitable.
- Smoke damage
- Flooding
- Fire
- Extensive Renovations
This list includes some of the situations that would make your home uninhabitable. A complete list of situations that are covered should be outlined in your insurance documents.
Coverage
Your condo insurance policy will provide you with an overview of the coverage that you have. Your loss of use coverage will specify how much you will be reimbursed for costs you incur while you are unable to stay in your home.
If you need to stay in a hotel, for instance, the cost of the hotel room and the food that you purchase may be covered. Any money that you spend while you are unable to stay at home should be accounted for.
Keeping careful records of the costs that you incur will ensure that you are repaid an amount that is fair. You can keep track of your expenses by holding onto the receipts of your purchases. The receipts should be turned in with your condo insurance claim.
Reach Out To Us
If you have any questions about your condo insurance policy, contact one of our agents at Fuqua Insurance Agency. We will address any concerns that you have in and around Tallahassee, FL.
